Gimmick, I hear your say¦ It seems that many couples that are during the throws of preparing their weddings resist Wedding Insurance. When speaking about the thought of Wedding Insurance the main objection is “They (meaning the insurers) just want to take my money, the reason for trying to sell me something that I don’t need”. I have heard another objection to Wedding Insurance and that’s, “It is going to be nearly impossible to claim on the Wedding Insurance or they wouldn’t sell it.”
At first glance Wedding Insurance appears to be and unwarranted expense when combined with the other aspects of the wedding that you have to consider whilst planning!
I recall! Just on two decades ago, I was married and I still think about all the things that kept pushing the price tag when we added each attribute to the wedding plans. We added the Wedding Dress, the Wedding Venue, food, alcohol, flowers, Wedding Invitations, gifts, a band, transport and so forth….
This is No Gimmick
According to the Guardian the average wedding in the UK, usually costs around £21,000. Should you have had an automobile which had set you back £21,000 would you insure it? What should you have had a £21,000 diamond ring? Or maybe youv’e got a piece of antique furniture which set you back £21,000? It’s highly likely that you’d spend the money to insure this stuff. So why make a dilemma of insuring the wedding?
The Figures
Consider this, you have 120 people confirmed for the Spring Wedding, to be found in the beautiful gardens of the venue you have chosen.
- Stationary £500
- Flowers – £700
- Wedding Dress – £1500
- Outfit Hire for Groom £350
- Photographer £1000
- Wedding Video £900
- The reception £3900
- Entertainment £600
- Wedding Cake £350
The standard procedure for most wedding vendors would be that you would put 1 / 2 of the money down about a month before your wedding. You have now spent out nearly £8,000.
A week before your wedding day it starts raining and it keeps raining for the whole week, just since it is normal for springtime in the UK. You do not really give it a second thought. In the end the rain stops the day prior to your wedding. Nothing to bother with, which is, until your Wedding Venue planner contacts you on the morning of your Wedding to inform you the garden where the wedding event would have taken place is a mud bath and that there is no chance that you will be in a position to have the wedding there today. And they say “sorry but we are booked solid until the following year¦
Other things you may claim for
You Wedding is planned everything is ready to go you then trip over a stone, you fall and break your arm or you go down with any other incapacitating sickness. Wedding postponed = £8,000 Loss
Your newly constructed Wedding Venue was originally planned to open in time for the wedding but delays in its construction pushed the completion date back. Wedding postponed = £8,000 Loss
The Wedding Venue has filed for insolvency and has closed down just before the wedding even though it is booked and paid for. Wedding postponed = £8,000 Loss
There is a excellent chance that you will have some in your wedding party party that may have too much alcohol and the Bride and groom are now being held accountable for that damage to the venue that was created by one or more of your guests. Wedding Liability = £7,000 Owed to person who owns the venue
The Solution
Wedding Insurance is Cheap for the level of cover that you are afforded and for individuals who are reading this article, who are married or have ever had a wedding, you will fully understand the worries your wedding day can produce (The Wedding Day shouldn’t cause stress, but be confident it does¦). Consider seriously as to whether you make a somewhat small investment (Amount under discussion is between £150 – £450 - determined by the amount of cover required) to offer the wedding Party, your family, your fianc© and yourself by putting your mind at rest, at least with regard to anything going wrong either on or just ahead of the day.
Related Sites
Relationship Advice
So far there's (just?) 0 comments on this post - join in and add one »